Stablecoin Payroll Guide

Privacy

Your privacy matters to us.

Privacy Policy

Introduction and Scope

This Privacy Policy explains how Stablecoin Payroll Guide ("we," "us," or "our") collects, uses, discloses, and protects personal information when you use our website at stablecoinpayrollguide.com (the "Site") and our related services for stablecoin-based payroll, treasury management, and business finance (collectively, the "Services").

This policy applies to information we collect from businesses that engage us ("Business Customers") and from individuals who interact with the Services, such as employees or contractors receiving payments through our platform ("End Users"). It does not apply to third-party websites or services that we do not control.

By using the Services, you agree to the collection and use of information as described in this policy. If you do not agree, please do not use the Services.

Information We Collect

We collect information to provide and improve the Services, comply with legal obligations, and prevent fraud.

Information You Provide

  • Account and business information: When a Business Customer registers, we collect company name, business address, employer identification number (EIN), and contact details of authorized representatives.
  • Identity verification information: To comply with anti-money laundering (AML) and know-your-customer (KYC) requirements, we collect names, dates of birth, government-issued identification numbers, and copies of identification documents for beneficial owners and authorized signers.
  • Payroll and payment data: For End Users, we collect name, contact information, wallet addresses, bank account details (for off-ramping to fiat), payment amounts, and transaction history.
  • Communications: If you contact us, we retain records of the correspondence.

Information Collected Automatically

When you visit the Site, we automatically collect certain information, including IP address, browser type, operating system, referring URLs, and pages viewed. We use cookies and similar technologies as described in the "Cookies and Similar Technologies" section.

Information from Third Parties

We may receive information from identity verification providers, blockchain analytics firms, and financial institutions to verify identities, screen for sanctions, and detect fraud.

How We Use Information

We use the information we collect to:

  • Provide, operate, and maintain the Services, including processing payroll and treasury transactions.
  • Verify identities and comply with AML, KYC, and other legal requirements.
  • Detect, prevent, and address fraud, security incidents, and prohibited activities.
  • Communicate with you about the Services, respond to inquiries, and provide customer support.
  • Improve and develop the Services, including analyzing usage trends.
  • Enforce our agreements and comply with applicable law.

We do not sell personal information. We do not use End User data for marketing purposes without consent.

How We Share Information

We may share information with:

  • Service providers: Companies that perform services on our behalf, such as identity verification, payment processing, cloud hosting, and analytics. These providers are contractually obligated to protect the information and use it only for the purposes we specify.
  • Financial institutions and blockchain networks: To facilitate transactions, information may be shared with banks, custodians, and liquidity providers. Note that blockchain transactions are publicly recorded and may be associated with wallet addresses.
  • Legal and regulatory authorities: When required by law, subpoena, or to protect our rights, property, or safety, or the safety of others.
  • Business transfers: In connection with a merger, acquisition, or sale of assets, information may be transferred as a business asset.

We require third parties to maintain appropriate security measures and to process information in accordance with applicable law.

Data Security

We implement administrative, technical, and physical safeguards designed to protect personal information. These include encryption of data in transit and at rest, access controls, regular security assessments, and employee training. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials.

Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information:

  • Access and correction: You may request access to the personal information we hold about you and ask us to correct inaccurate information.
  • Deletion: You may request that we delete your personal information, subject to legal retention requirements.
  • Opt-out of marketing: You can opt out of receiving marketing communications by following the unsubscribe instructions in those messages.
  • Cookies: You can manage cookie preferences through your browser settings.

To exercise these rights, please contact us using the details in the "How to Contact Us for Privacy Inquiries" section. We will respond within the timeframes required by applicable law.

California Residents (CPRA)

If you are a California resident, you have additional rights under the California Privacy Rights Act (CPRA), including the right to know what personal information we collect, the right to delete, the right to correct, and the right to opt out of the sale or sharing of personal information. We do not sell or share personal information as defined by the CPRA. To exercise CPRA rights, contact privacy@stablecoinpayrollguide.com.

Cookies and Similar Technologies

We use cookies, web beacons, and similar technologies to operate the Site, analyze usage, and improve your experience. You can control cookies through your browser settings. Disabling cookies may affect the functionality of the Site. We do not currently respond to "Do Not Track" signals.

Third-Party Services

Our Services may integrate with third-party platforms, such as wallet providers or blockchain networks. This policy does not cover the privacy practices of those third parties. We encourage you to review their privacy policies. We are not responsible for the content or privacy practices of third-party services.

International Data Transfers

We are based in the United States and may process information in the United States or other countries where we or our service providers operate. If you are located outside the United States, please be aware that your information may be transferred to, stored, and processed in a country where privacy laws may differ from those in your jurisdiction. We take steps to ensure that transfers comply with applicable law.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this policy, unless a longer retention period is required or permitted by law. For example, we retain identity verification records for at least five years after account closure to comply with AML regulations. When information is no longer needed, we securely delete or anonymize it.

Children's Privacy

The Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we learn that we have collected information from a child, we will delete it promptly.

Changes to This Privacy Policy

We may update this policy from time to time. We will notify you of material changes by posting the updated policy on the Site and updating the "Last Updated" date. Your continued use of the Services after the effective date constitutes acceptance of the revised policy.

How to Contact Us for Privacy Inquiries

If you have questions about this Privacy Policy or our privacy practices, or to exercise your rights, please contact us:

We will respond to your inquiry within a reasonable timeframe.

Last Updated: October 29, 2026